Loans

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Student Loans

Federal student loan alternatives

If cash, grants and scholarships have been exhausted, a student can borrow from lending institutions to finance their education. The main loans provided for education finance are Federal Perkins loans, Stafford loans, Parent Loans for Undergraduate Students (PLUS) loans, Grad PLUS loans, and Private Student Loans.

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Available Federal Student Aid

$83 billion in federal aid has been granted to nearly 14 million post secondary students and their families. A federal site, www.FederalStudentAid.ed.gov is website with instructions on how to qualify for federal student aid. The detailed information at www.FederalStudentAid.ed.gov includes all types of federal student aid including grants and work study. Also highlighted is how to avoid scholarship scams and information about borrower’s rights and repayment information.